Here is a collection of our best canoe tips, guides, videos and graphics, based on what you’ve been reading. If your canoe or kayak is stolen and there is no evidence of forcible or violent entry or exit from the premises, the insurer is unlikely to pay the claim. I do the Elite Plus with Towergate Mardon through BCU. Find out more on the British Canoeing website. Can’t get through right now? To make sure a trailer is secure whilst carrying your canoe we ask you to ensure that a wheel clamp or hitch lock is fitted to the trailer whilst it is unattended. Whether you're paddling down the canal or white water kayaking, we've got a list of the best items to take. This provides cover when you have to pay compensation to any third party for accidental injury to them or their property during the period of insurance. Registered in England No.4043759. Any maintenance related repairs caused by general usage over time will not be included on the policy. Watch our helpful video. Registered Address: 1 Minster Court, Mincing Lane, London, EC3R 7AA. You can find out the effect this has on your policy premium by getting a quote through our website. Provided you do not exceed the 30 days during any one trip you can paddle in Europe as many times as you like per year. Be clear about what you want and get it in writing. It covers affiliated clubs, members, coaches and volunteers with Public and Products Liability, Employers Liability, Directors and Officers Liability and Professional Indemnity, all up … This means, the trailer must be well suited to or designed for transportation of canoes or kayaks. So, if your canoe gets stolen from your home (or sometimes even away from the home), your policy may cover you to get a replacement. We understand that the two are not the same, but whether you canoe or kayak our insurance policies can provide cover. Coronavirus help and support for our insurance customers, A range of insurance policy options for canoes and kayaks, Weekdays 9am - 5pm Cover whilst in transit – Our policies can cover your canoe whilst you transfer it from A to B but each policy provides a different level of cover. Canoe and kayak insurance from Towergate When you need to insure your canoe or kayak, speak to one of our specialist advisers to find the right cover for you. Been a customer for 15+ years, attempted to make a claim for a collapsed kitchen ceiling early October 2020 … Avoid at all costs. Registered Address: 2 Minster Court, Mincing Lane, London, EC3R 7PD. Jun 4, 2017 - Online boating Rules of the Road quiz 60 second challenge That way if you injure someone else, or damage their property, your insurance will cover costs for which you are liable. Towergate policies cover grades 1-5 defined by the British Canoe Union. For example: your home insurance may cover your canoe because it is stored in your garage at home. Registered Address: 2 Minster Court, Mincing Lane, London, EC3R 7PD. Ardonagh Group is a UK-based insurance broker, headquartered in London.It has approximately 5,000 employees based in over 100 offices across the UK and handles around £3bn of insurance premiums each year.. History. I'm not sure whether that's also being celebrated as a major breakthrough... but the cover options currently listed include: Explorer - £27.50 - Cover for any canoe or kayak … Towergate them selves are a good company but at the moment it is the other companies that they are using to help their organisation out that ate letting them down IE Posting of Documents. All individual members of British Canoeing, Scottish Canoe Association and Canoe Association of Northern Ireland are covered for Public and Products Liability Insurance. Show policy documents. Beware that if you are under the influence of alcohol or drugs at the time of the accident, this cover will not apply. As with all insurance policies, our canoe and kayak insurance cover does have some exclusions. The limit of on this cover is £15,000 and you will also receive emergency medical expenses cover up to £500 per claim. Thank you for the 5-star review Joanna - glad we could help! It was a shock as we have already purchased our insurance this year with someone else. If you buy online you can select the option for white water cover, or if you call, just ask the team to add it on. 30 days European cover – If you fancy paddling to a few foreign shores, our cover will insure for 30 days per trip in Europe. Just note, the option to include multiple canoes or kayaks is an option only available if you purchase your policy online but if you get stuck you can always ask the team for help. This is a marketing article by Towergate Insurance. Not only can we insure your canoe, we can also insure the following products: Towergate Insurance is a trading name of Towergate Underwriting Group Limited. Online Quote & buy. It is also beneficial to set up email alerts on Gumtree, eBay and other listing sites for the next few months so if the thief tries to sell it on you may be able to catch them. To learn more about water grades read our guide to water grades. Canoe England also offers a "recommended boat insurance scheme" through Towergate Mardon. This can be checked on the FCA’s register by checking the FCA website at www.fca.org.uk/register or by contacting them on 0800 111 6768. We’re also members of British Marine and share their passion for the marine industry. This provides cover when you have to pay compensation to any third party for accidental injury to them or their property during the period of insurance. I got an email this morning saying your policy has been renewed. Whether you are insured with us through the BCU or through ourselves, you can get your claim started right away. Racing cover through the BCU - We have partnered with British Canoeing to offer insurance policies that relate specifically to the level of racing cover you require. spr1985 . My renewal for my properties is now overdue & as Towergate … | Towergate is one of Europe’s largest independently owned insurance intermediaries and a driving force within the industry. If you have a membership to the BCU you will already have public liability in place, even if you haven’t added insurance as an extra. When you need to insure your canoe or kayak, speak to one of our specialist advisers to find the right cover for you. .. Absolute shambolic insurance company. Our canoe and kayak insurance features Public liability insurance for canoes We cover £3 million of public liability on our all of our canoe policies. Trailers – Your canoe or kayak will be covered whilst in transit on a roof rack or on a trailer. The times they have told me they will ring me back & never do is just not acceptable. There is no legal obligation to have canoe or kayak insurance in the UK so it is up to you whether you choose to insure yours. It will ensure that while navigating these tricky stretches damage caused by underwater objects, collisions and if you’re really unlucky, a total loss of your kayak, are insured. Authorised and regulated by the Financial Conduct Authority. Read our FAQs for this situation. Towergate Riskline building insurance renewed our policy without our permission. Few experiences can match up to boating on one of the UK’s waterways so we’ve put together a top ten list of our favourite canals and rivers so you can enjoy some of the best of the UK from your craft of choice. Call us to speak with our friendly team or buy boat insurance online. These are just some of the key features and exclusions, full details will be found in your policy wording. Oct 3, 2012 - Marine insurance for over 30 craft types, covering a range of risks. Whether you are setting up your policy online or over the phone, you will be given the option to choose white water cover. The Ardonagh Group Investor and Media Information Some kayaks could be classed as sports equipment under one insurer but not another. 4043759, Registered Office: 2 Minster Court, Mincing Lane, London, EC3R 7PD. White water cover – If you need to insure your canoe or kayak for use on white water, you need to let us know when you set up your policy. 3.9K likes. Alongside the popular individual craft and multicraft cover options, Towergate Insurance have added two more categories for more expensive higher value equipment. spr1985. Towergate was launched in 1997 by Peter Cullum as a provider of specialist insurance to niche markets. Accidental damage ensures you have cover for repairs or full replacement of your canoe in this scenario and for a few other mishaps that might occur. :) Gaynor Chesworth 12 reviews. Does my insurance cover both canoes and kayaks? Multiple vessels – If you have more than one canoe or kayak you can insure them as a group through our online quote and buy system. Alongside the popular individual craft and multicraft cover options, Towergate Insurance have added two more categories for more expensive higher value equipment. Canoe Wales partners with Towergate Insurance and British Canoeing to provide a holistic insurance solution. Have been with Towergate for several years but this year they don’t seem to give a toss. This guide will help explain canoe and kayak insurance, and enable you to choose the cover you need for the activities you like to do. So can anyone recommed canoe and kayak insurance that covers boats in outbuildings and loss from roofracks which doesn't have added extra fees? Wear and tear - You’ll find this is excluded on the majority of insurances. We cover £3 million of public liability on our all of our canoe policies. 4043759, Registered Office: 2 Minster Court, Mincing Lane, London, EC3R 7PD. To understand more about how PCL work together with Towergate, please read our Regulatory Information. It all depends on the type of river you will be paddling but it makes sense to don … bcu Awarded Feefo Gold Trusted Service Award 2018. bcu has won the Feefo Gold Service award, an independent seal of excellence that recognises businesses for delivering exceptional experiences, as rated by real … We’ve recently worked with Towergate to review the insurance … Don’t just insure your larger vessels separately and leave your smaller craft overlooked, you could insure your canoe or kayak for under £50.00 a year which could save you hundreds. If you brave paddling through white waters, you can add cover for this too. To find out more about PCL and direct debit payments, select Direct Debit. If you are not sure or you change your mind after you have purchased your policy, you can call us and add on the cover at any time. Towergate began its journey in 1997, and since then we have acquired over 300 specialist insurance companies that make us who we are today. Authorised and regulated by the Financial Conduct Authority. RIP..off Brevan. The Ardonagh Group Investor and Media Information (425) 483-4583 Towergate is the UK's largest Independent Insurance Broker. Start or develop your paddlesport career with Paddles Up Training. Canoe Wales partners with Towergate Insurance and British Canoeing to provide a holistic insurance solution. We understand that due to the Covid-19 outbreak you may be unable to visit your boat. As a leading provider of boat insurance, Towergate Insurance is dedicated to providing wide ranging and flexible boat cover for … Scrapes whilst in transit- any scratching, bruising or denting which occurs while the canoe or kayak is being transported cannot be covered on any of our policies, so be cautious. It’s worth checking to see if you already have this cover elsewhere. Becoming a member of CANI gives you access to canoe, kayak and paddleboard insurance, provided by Towergate Insurance and designed with a paddler’s needs in mind. Towergate Insurance Brokers is a trading name of Towergate Underwriting Group Limited. Public liability will cover injuries or damage to members of the public or their property, caused by your negligence directly linked to the use of your canoe. Authorised and regulated by the Financial Conduct Authority. This can be checked on the FCA’s register by checking the FCA website at www.fca.org.uk/register or by contacting them on 0800 111 6768. Registered in England Company No. Member. If you would prefer to spread the cost of your policy you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments through our preferred provider, Premium Credit Limited (PCL). Transportation could be by trailer (provided it is fit for purpose) or on a roof rack. 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