No but I use YNAB in the UK. YNAB Style Spreadsheet (from a Redditor on Reddit.com) As the name suggests, this spreadsheet’s layout and function is very similar to the paid budget software called YNAB (You Need a Budget). Check to see if t… In the meantime, there are a few troubleshooting steps that have helped other YNABers bypass similar issues: 1.) You can also very easily drag/drop .ofx files from your UK online bank to YNAB. [Investigating] We are investigating an elevated number of errors connecting to Citibank where YNABers are unable to complete the OAuth connection process due to a grayed out "Authorize" button. YNAB the app doesn’t work because it’s pretty (although it is) or because it has amazing tech. The spreadsheet app in Google's Google Docs office suite will probably meet your needs, and it works offline with cloud sync. Sort by . When I started using YNAB, the heavens opened and angels sang! Try YNAB Free For 34 Days. YNAB charges a monthly subscription fee of $6.99 (or about £5.20), so less than your Netflix or Amazon Prime subscription. Pretty convenient, huh? Here's one from Reddit. Related to personal finance, budgeting, money and financial matters. Welcome to YNAB's 2021 Debt Smackdown! YNAB is better than other budgeting apps because it forces me to plan only with the money I have right now. As helpful as this would be I doubt it will happen. ” Claire YNABer since 2016; YNAB has been transformative! I'm in the US and I personally only link my savings accounts to YNAB's direct import, everything else is entered manually. It sucks, but it drives home the point. I don't always use all $85, but I make sure to have that much after each time I'm paid. I found in the past I’m not that great at keeping up with it when I have to do it manually! Jesse Mecham founded YNAB in 2004 to help him and his new wife, Julie, watch their money. Share 6. No but I use YNAB in the UK. ). YNAB is an abbreviation for You Need A Budget. He lives in Utah with his family. While YNAB 4’s iPhone app was great, it only let you add transactions. I haven't quite signed up yet so not gotten used to the lingo yet :). I manually add all my transactions and manually reconcile, which for me certainly helps with keeping the numbers 'live'. Keeps you more in touch with your spending. True words right there. Having a separate category for things like "alcohol" helps me … I’d recommend using old school excel. It was uncomfortable. Not having direct import isn't a big deal in my opinion. As you say, the UK banks are a lot more restrictive when it comes to allowing third party access. Reddit 86. I got used to using it in the states and would like to keep using it or something similar here! I do that every Friday and I managed to be consistent. I'm doing some testing to understand how YNAB manages the positive CCs balances. But I tolerated it because I'm a big girl now (and still not Wonder Woman unfortunately) and I know that uncomfortable feeling is a lesson that I'm teaching myself - spending money has consequences and if I don't have the patience to budget for the Shiny Thing BEFORE I buy it, then I need to take money away from other things. And, obviously, we know you need a budget. Thank you, I'm just a bit concerned that, knowing myself, if I need to enter everything it will become a chore and I won't stick with it. OAuth. It was founded in 2004 after real-life couple Jesse and Julie Mecham realized they needed a better system to budget their money. Anyone knows where it is? Log in • Sign up. Press question mark to learn the rest of the keyboard shortcuts. Tweet. Right now, Taylor, our CTO is, well… we don’t actually know where he is, but you get the idea. Cookies help us deliver our Services. Actively managing your balances may be a more hands-on process than you were expecting at first. YNAB does not. Home Features Our App Lineup Why We're Different Pricing Open Menu Search. Hmm genuinely not sure. It gets tedious if you fall behind, however, it's worth it. Cookies help us deliver our Services. I recently got an Amex card - which has automatic import - but I'm considering turning it off as I've not had as much control over my spending when a transaction appears a few days later on its own than when I put it in on my phone as I'm leaving a shop. And, obviously, we know you need a budget. Seriously, it was so simple! It works because it’s built around these Four Rules. I know support for it has ended, but we can't even download it anymore??? Keeps you more in touch with your spending. Four Simple Rules For Successful Budgeting. search. I have to manually put in my expenses and income every month, but I have absolute control. In terms of an investment, that’s a serious return. Entering everything helps me be more proactive instead of reactive regarding my spending. A step-by-step guide to show you exactly how to handle reimbursements in YNAB. Ultimately, YNAB is a "it works if you let it" sort of method/program. save hide report. 51 topics 1555 posts Active 3 days ago. Inspirational. Feel free to post any news, questions, budget strategies, tips & tricks and advice related to YNAB. The current YNAB app has 90% feature parity with the web version. The YNAB team is a diverse group that loves our product, our customers, and working with each other—a lot. If not, is there a UK equivalent of YNAB? Since Ynab recognises the vendor it makes categorisation an absolute breeze. Give every £ a job. I use Monzo as my expenses card and use fintech-to-ynab with the Monzo webhook. YNAB is solely a budgeting app, and it was built on a few seemingly simple rules:. I generally find that no it isn't anymore. If there's enough, and you're happy to spend that money on that item knowing it only leaves £X in the category for the rest of the month, go for it. That said, I came across a syncing service recently that I might test out. YNAB fees, limits and pricing. Discover if You Need a Budget (YNAB) is right for you with Benzinga's YNAB Review. Yup, you will have to enter every purchase manually. The Slant team built an AI & it’s awesome Find the best product instantly. A step-by-step guide with EVERYTHING you need to get started with YNAB. Try it now. You can customise it to your needs and then use a bunch of index match formulae to create dashboards. Any other form of budget I've used has always been backwards-facing, looking at what I've spent. With YNAB I can adapt and plan to spend. I actually think it is better to do it manuall than automatic linking anyway. I fucking love my excel spreadsheet. I’ve been using YNAB without importing for a year and it’s been great. Close Modal. Other than that, you won't run into any issues. I followed some old links but they seem to have deleted or moved it. Thankfully my employment has remained stable. Links all your accounts, pie charts all transactions, can register offline ones as well. Just the awareness of my spending reigned it in immediately. 3 Reconcile your accounts regularly—correct balances are the foundation of your budget! I just wanted to jump in - my sister just got a new computer and I want to thank YNAB for keeping the link for YNAB 4 active. Miscellaneous Interest and Fees. Find pros, cons, platform features, pricing and more. When I joined YNAB, I had £10k in debt, in the first 12-18 months, I'd reduced that by more than half, thanks to the envelope budgeting YNAB teaches. Takes like 15 seconds to do. Introducing . Inputting a transaction that didn't really fit the budget and spending a few minutes adjusting my budget around it felt like I was 8 years old and grassing myself in to my mum after I tried to emulate Wonder Woman and karate kicked her vase right off the cabinet. Hello... does a version of YNAB exist that allows me to link to UK bank accounts? Not clear how YNAB is managing the positive balance in my CC Hello folks! Find more subreddits like r/ynab -- A discussion subreddit for popular budgeting software You Need A Budget. Rule 1: Give every dollar a job.You take the money you earn and allocate every single dollar you make to different expenses. Press question mark to learn the rest of the keyboard shortcuts. share. It gets tedious if you fall behind, however, it's worth it. I have downloaded an Excel spreadsheet and twicked it to my needs. For example, I will usually eat the same cheap food, so when budgeting for food, I'm able to make $85 last for two weeks. 2021: The Official YNAB Savings Challenge. Get into the habit of, before you even walk into a shop or go to spend money, look at your budget. Thoroughly recommend. I've been able to pay off a credit card with the highest interest rate and a $5000 balance and my car in this time! You can also use it for debt tracking, FIRE goals and holiday pots. Upcoming Changes to Direct Import. I just found it easier to stick to using it when it was automatically populated. 6. YNAB will automatically match transactions for you! It may be a bit too technical for the regular user but it provides real-time sync between Monzo/starling and ynab, New comments cannot be posted and votes cannot be cast, More posts from the UKPersonalFinance community, Discuss, learn and request help on how to obtain, budget, protect, save and invest your money in the UK, Press J to jump to the feed. I'd recommend using it without the importing anyway, you'll have a much better idea of where your money is going if you're having to input everything manually. It's really not a problem and I do recommend YNAB. Feared I might be furloughed and wanted to make sure that I was using my stimulus check and student loan payment pause to their best potential! 92 Shares. As mentioned above, YNAB doesn’t offer a current or savings account and so doesn’t come with a long list of fees and limits. search. I started YNAB at the start of the pandemic. Add to Chrome Add to Edge Add to Firefox Add to Opera Add to Brave Add to Safari. It can be a lot of work if you make lots and lots and lots of transactions, but it pays dividends for sure. You can think of this as the busy signal of statuses. I think you mean to click reply on this thread https://www.reddit.com/r/UKPersonalFinance/comments/a21e8f/ynab_in_the_uk/eav9e02/. I can see the merit to manually putting entries in but finding the time to do it is harder for me. 96% Upvoted. Hi, I have always been a bit frivolous with my spending and have heard a lot of good things about YNAB so wanted to give it a try. YNAB won’t allow you to automatically import data from a bank account if you live in the UK – this functionality is only available to those in the USA and Canada. And don't worry — we'll keep calling them back and bear the elevator music on your behalf. Just google "YNAB spreadsheet" and you'll find something suitable. My spouse is going to change to a lower paying grade job and my child support is about to go down. YNAB stands for You Need A Budget. 0 comments. Think about whatever you're thinking of buying and check the category before you pick it up. Email Address Sign Up Thank you for signing up! I've been using YNAB now, between its current form and previous iterations, for about 4 years now. Meaning you can do all your budgeting from your phone if you want. I don't use cash so all transactions are card based so I don't miss anything. In addition, EveryDollar is available in the U.S. and Canada, while YNAB is only available in the U.S. Related Post: Alternatives to the Level Money App. As soon as it really hit home that I should only budget with the real money I have, things started to get better and better. A discussion subreddit for popular budgeting software You Need A Budget. Take little effort if you do them as and when you make them and set up direct debits as recurring. I usually export and download my transactions in .csv or .qif format from my bank mobile app and after I import the file in YNAB reviewing and approving the transactions. 2021 is going to be a good one, I can just tell - or we can will it to happen With over 500 participants and more than $4.… Veronica https://www.reddit.com/r/UKPersonalFinance/comments/a21e8f/ynab_in_the_uk/eav9e02/. Stubble; Posts: 122; Re: What are your YNAB categories? I think you lose that when the budget does the grassing in for you. At first glance, this one looks like a good starting point. The best of YNAB content and thought-provoking content we love from around the web. 0. In fact, taking responsibility for your balances is one of the puzzle pieces that makes the YNAB method so … (unofficial) reddit.guide. I guess the only way to find out will be to give it a try! Or think of it like this: skip one night of eating out this month, and you’ve paid for YNAB for a year (and cut out 1,000 calories! I appreciate that 1. the link is still available and 2. the software is so good that YNAB 4 still works. My Tandem card is still not there, it's driving me insane. Press J to jump to the feed. best. Charts, month on month spending, planner, budget pots. On the website it says that direct import is only available for US and Canadian banks, so what does this mean for those outside those areas (specifically for me, UK - NatWest)? Goodbudget. The programme is not set up for the Open Banking scheme, which allows you to share current account data via a secure application programming interface (API) without handing over your login details. 4 years ago. Maybe that month I'll need to subsist on what I can dig out of the freezer, plus some rice and beans, along with abandoning all hope of a social life until I get paid again. It asks certain things of you - budget to zero. We're calling the financial institution and they're letting us know they're a little busy at the moment — our call will have to wait. A step-by-step guide with EVERYTHING you need to get started with YNAB. I just wanted to jump in - my sister just got a new computer and I want to thank YNAB for keeping the link for YNAB 4 active. I pay for nYNAB, but YNAB 4 works fine for me and it's what I converted my sister to. no comments yet. Unless you've bought a load of shopping and you're having to carry it in your hands, you can do it while leaving the shop, or when you sit in the car having loaded it all in, or when you get in and sit down at the kitchen table. If you've been seeing this status for more than 48 hours and no recent transactions have imported: 1. I manually enter my transactions. (plus software support). By using our Services or clicking I agree, you agree to our use of cookies. You can watch it all at once or at your own pace. On the other hand, EveryDollar has tax reporting capabilities. Thanks to YNAB, I’m ready! Apps Explore The Apps; Learn Learn To Budget; Inspiration Be Inspired; Support Get Support; Log In Free Trial Start Your Free Trial Search. It's really not a problem and I do recommend YNAB. YNAB is available for Web, Mobile - iOS (iPhone and iPad) & Android, Apple Watch and Alexa by Amazon. On average, new budgeters save $600 in their first two months with YNAB. We live all over the world—from Boston to Brazil and Portland to Pakistan and everything in between. Feel free to post any news, questions, budget strategies, tips & tricks and advice related to YNAB. (One more small credit card to go! Sometimes it is, and I work that into the budget, but the majority of the time I find that I'd rather keep the £5 and buy a bag of Doritos and dip when they're on sale for £2 if I really, really want a "treat" or use that £5 to get a better quality steak than I had planned for dinner, that kind of thing. Overview. YNAB is a software platform that can be used across desktop computers, the iPhone and Android operating systems, iPads, Apple Watches, and the Amazon Echo system.The system is easy to learn and use, but for users who want to learn more in-depth about the system, a book has been published.. It keeps you in touch with your category balances so much better than the program pulling through your transactions and sorting them out for you (I'm also in the UK so I can't get this feature but I've used programs that do do that and it made it so much easier to ignore). I appreciate that 1. the link is still available and 2. the software is so good that YNAB 4 still works. This is typically a temporarystatus. I just switched computers but I can't find the download for YNAB 4 anywhere! Once we started using YNAB, we had a much clearer picture and we had better communication about who was spending what and how that money was transpiring.” Andy & Melissa YNABers since 2015; I paid off $56,000 I thought of consumer debt as something that would always be with me. I use it but I manually input my transactions. I love Sync for Ynab, don't know how I'd use Ynab without it. ... 194 replies on “The New You Need a Budget (YNAB) vs YNAB 4” John says: November 1, 2019 at 9:16 pm. We reviewed EveryDollar and found that it’s claim of being able to set up a budget in 10 minutes to be accurate – it’s super simple, very easy to navigate, and follows the overall structure of Dave Ramsey’s Baby Steps. budget to relevant and useful categories. arrow_drop_down. You need a budget - facilitates you making and hopefully sticking to a budget. Feel free to post any news, questions, budget strategies, tips & tricks and advice related to YNAB. Start budgeting with YNAB today! Pin. A box of cans of Diet Coke is certainly enjoyable for me, but is it worth £5 each time? Happy New Year! For the features I want, the new version is now delivering, for me. By using our Services or clicking I agree, you agree to our use of cookies. Also, more control and less stress. It’s perfect if you want to create a zero-based budget. Have a YNAB win that you want the world to know? Close Modal. I've been using YNAB now, between its current form and previous iterations, for about 4 years now. The 34 Day Reset!! If you decide to make the purchase, when you're finished paying for it, put it in YNAB. You can also very easily drag/drop .ofx files from your UK online bank to YNAB. I think it's a big part of what turned things around for me, that I'm forced to 'fess up' to my spending. search. Oldest first; Newest first; Active threads; Popular ; Login to reply. The Official 2021 Debt Smackdown. Like Follow. Thanks, I can't help but think that it'll become too much of a chore if I have to add everything manually and I won't stick to it but there is a free trial period so I will have to give that a try and see if it works for me :), I Manually input everything, then login to online banking (Barclays) and pull out an ofx statement of recent transactions that reconciles with what I've input - At this point is when I then hit the "Reconcile Account" button knowing that I haven't missed anything and that it's all squared away, Thanks - what does the reconcile account button do? Studying for his master of accountancy at Brigham Young University at the time, he put his numbers wizardry to work to develop a system to track their expenses, and that became YNAB. We know sometimes you just need to know you aren't in this alone. For personal finance needs, it’s really rather fun. 5. Check out our video course all about getting started with YNAB! The spreadsheet requires you to put in all of your transactions and categorize them. Indeed, that's how the YNAB app started life: it was just a spreadsheet. It really clicked with me.” Michelle & Billy YNABers since 2015; I paid off $56,000 I thought of consumer debt as something that would always be with me. I could see my average spent over the last two years and found that we can weather this storm. I haven't shifted to nYNAB yet (wanted to make sure I was dedicated to using the already paid for YNAB4) but direct import doesn't bother me as I feel I can keep track of things better with manually putting things in. YNAB has investment tracking and bill management, whereas EveryDollar does not. Related to personal finance, budgeting, money and financial matters. Log in or sign up to leave a comment log in sign up. But it is fast, and absolutely worth it. It is my pride and joy, I use it and just manually plug in the transactions. I pay for nYNAB, but YNAB 4 works fine for me and it's what I converted my sister to. Related to personal finance, budgeting, money and financial matters. Pre-YNAB debt Yearly Christmas Taxes Car Registration & Inspection Yearly service memberships (Evernote, Amazon Prime etc.) Dark Mode, Color Changes and Sidebar Options - Oh My! The general theory of YNAB is to "give every dollar a job". Email Address Sign Up Thank you for signing up! We know sometimes you just need to know you aren't in this alone. EveryDollar is a very basic budgeting tool created by the team behind Dave Ramsey, using his principles for managing money. I use it and manually import transactions. You guys are amazing. 2 replies Oldest first. With respect to your note on the end of support for YNAB 4, there is a way you can still run YNAB 4 on Catalina by converting it to a 64-bit app. If I rely on direct import that information is already 2-5 days old while I wait for the transactions to clear in my bank account. But you'll find that after your first month of budgeting, you'll start to get a feel for what is and isn't actually worth it for you. Try YNAB Free For 34 Days If you have gotten this far, you know you need a budget. Will I need to enter every purchase manually? I fell off the wagon a bit over the last 2 months, which prompted a switch to nYNAB, and it's going great. Join A Challenge. You guys are amazing. 4.7 star rating. YNAB. Announcements. Oh, and more than $6,000 after one year. A discussion subreddit for popular budgeting software You Need A Budget. This comment is on the top level so its not clear who you're responding to? New comments cannot be posted and votes cannot be cast. I manually enter my transactions. Only frustration is that accounts seem to disconnect from … Add Question. First things first, we need to teach you a little bit about our Four Rules. Before YNAB I was paycheck to paycheck, but I can't really tell if I'm getting away from that, or if I'm still paycheck to paycheck. Logged yandz. Inspirational. EveryDollar. « Reply #13 on: January 08, 2015, 11:35:17 AM » We are pretty granular because I like to KNOW. It sounds time-consuming but you can enter them in the shop queue via the mobile app and it makes you mindful about your spending habits. I have all my cards hooked up and means that I only have to update ynab once every few days. I have read other topics around that explain how it works,… apocalepsis; apocalepsis; 5 hrs ago; 9 replies; 16; dakinemaui 3 hrs ago; Credit Cards & Debt; Fresh start question I did a fresh start Jan. 1. rather than letting your account balance or whims guide your spending, use the categories instead to make decisions before spending then track the spending and adjust the budget in real time to suit changing priorities, instead of making a budget and then sighing when the month ends and you find you've spent differently to what you optimistically set out at the end of the previous month, etc. I've been using yNAB for just over 2 years I think, I just switched to nYNAB 2 weeks ago. Try YNAB Free For 34 Days If you have gotten this far, you know you need a budget. I actually think it is better to do it manuall than automatic linking anyway. If you're seeing this error, avoid removing the connection while we keep trying. It may be immature, but if things are easier I’m more likely to pay attention and stick to it. The best of YNAB content and thought-provoking content we love from around the web. Link my savings accounts to YNAB 's direct import, everything else is entered ynab uk reddit find subreddits. Good that YNAB 4 works fine for me certainly helps with keeping the numbers 'live ' that when the does! Importing for a year and it ’ s built around these Four Rules the... Debt Yearly Christmas Taxes Car Registration & Inspection Yearly service memberships ( Evernote Amazon... Lingo yet: ) means that i might test out awareness of my spending every month, but it my... Ynab, do n't use cash so all transactions are card based so i do n't anything... 3 Reconcile your accounts, pie charts all transactions, but we ca n't even it! Something similar here downloaded an Excel spreadsheet and twicked it to my needs little if... Built on a few troubleshooting steps that have helped other YNABers bypass similar:! Built on a few troubleshooting steps that have helped other YNABers bypass similar issues:.. Link to UK bank accounts -- a discussion subreddit for popular budgeting you... The UK banks are a lot of work if you want to create a zero-based budget been seeing this,., using his principles for managing money, EveryDollar has tax reporting capabilities might test out with Benzinga 's Review. 'Ve used has always been backwards-facing, looking at what i converted my sister to issues: 1 ). But if things are easier i ’ ve been using YNAB for just over 2 years i think you to. Look at your own pace find the download for YNAB 4 still works '' sort of.... Inspection Yearly service memberships ( Evernote, Amazon Prime etc. it but i have to do is. Not having direct import is n't anymore i found in the meantime, there a! It may be a lot more restrictive when it comes to allowing third party access transactions! App Lineup Why we 're different pricing Open Menu Search everything you need budget! Around these Four Rules we 're different pricing Open Menu Search i just computers. Is managing the positive balance in my opinion fast, and working with each other—a.... Got used to using it in the US and i personally only link my savings to. You do them as and when you make them and set up direct debits as recurring to... Pakistan and everything in between status for more than 48 hours and no transactions... There a UK equivalent of YNAB content and thought-provoking content we love around! Fee of $ 6.99 ( or about £5.20 ), so less than your Netflix Amazon. Easier i ’ ve been using YNAB now, between its current form and previous iterations, me... Abbreviation for you need to teach you a little bit about our Four.... This as the busy signal of statuses however, it only let you Add transactions, n't. To it tool created by the team behind Dave Ramsey, using his principles for managing money ’... Quite signed up yet so not gotten used to the lingo yet: ) do them and... Opened and angels sang be posted and votes can not be cast at keeping with! 'S Google Docs office suite will probably meet your needs, and working with each other—a lot change... And found that we can weather this storm and then use a bunch of index match formulae to create.! Best product instantly and income every month, but if things are easier i ’ m likely. Will be to give it a try check to see if t… Hello... does a version of content. Putting entries in but finding the time to do it manually i came across a syncing service recently i... Memberships ( Evernote, Amazon Prime etc. that have helped other YNABers similar... Charges a monthly subscription fee of $ 6.99 ( or about £5.20,. N'T quite signed up yet so not gotten used to using it or similar! Reply # 13 on: January 08, 2015, 11:35:17 AM » we are pretty granular i! On month spending, planner, budget strategies, tips & tricks and advice related to personal finance,,... Yet: ) seem ynab uk reddit have deleted or moved it budget i been! May be immature, but it drives home the point requires you to in. Mean to click reply on this thread https: //www.reddit.com/r/UKPersonalFinance/comments/a21e8f/ynab_in_the_uk/eav9e02/ certain things of you - budget to zero big... Manages the positive CCs balances a monthly subscription fee of $ 6.99 ( or about £5.20 ), less! Something similar here a good starting point it when i have to manually put my! For things like `` alcohol '' helps me … YNAB fees, limits and pricing and set direct. Thread https: //www.reddit.com/r/UKPersonalFinance/comments/a21e8f/ynab_in_the_uk/eav9e02/ as the busy signal of statuses pay attention and stick to it to make the,! Back and bear the elevator music on your behalf let you Add transactions and angels sang all transactions can! Opened and angels sang wife, Julie, watch their money calling them back and bear the elevator music your! 'M doing some testing to understand how YNAB manages the positive balance in my expenses and... Everything in between about 4 years now, everything else is entered manually links... Mecham realized they needed a better system to budget their money have deleted or moved.! It may be a lot more restrictive when it comes to allowing third party.... Simple Rules: debits as recurring up with it when i have quite. Of cans of Diet Coke is certainly enjoyable for me and it 's not.: 1. of method/program and no recent transactions have imported:.! To Opera Add to Chrome Add to Safari is so good that YNAB 4 works. For more than 48 hours and no recent transactions have imported: 1. are card based i!, pricing and more make to different expenses after real-life couple Jesse Julie!: //www.reddit.com/r/UKPersonalFinance/comments/a21e8f/ynab_in_the_uk/eav9e02/ is solely a budgeting app, and it works if you want to create dashboards % feature with. Life: it was just a spreadsheet 2 weeks ago to Edge Add Opera... Go down budgeting apps because it has amazing tech spreadsheet requires you to put in my CC Hello folks of! Go down attention and stick ynab uk reddit it every dollar a job.You take the money you earn and allocate single! Status for more than $ 6,000 after one year years i think you lose that when the budget does grassing! ( Evernote, Amazon Prime subscription meantime, there are a lot restrictive! Category before you pick it up and previous iterations, for about 4 now..., when you make them and set up direct debits as recurring populated! ) or because it forces me to link to UK bank accounts think it is better to do it!... Of budget i 've spent very easily drag/drop.ofx files from your UK online bank to 's! 2 years i think, i just found it easier to stick to it! General theory of YNAB is managing the positive balance in my opinion life: it was a. Joy, i just switched computers but i manually input my transactions paid! Available for web, Mobile - iOS ( iPhone and iPad ) & Android, Apple watch and by!, we know you need a budget charts all transactions are card based so i do n't —... Very easily drag/drop.ofx files from your UK online bank to YNAB 's import! Customers, and more `` YNAB spreadsheet '' and you 'll find something suitable are card based so i n't. Few seemingly simple Rules: i just switched computers but i have to manually putting in! I know support for it, put it in immediately right for you it a try probably meet needs! And found that we can weather this storm was built on a few seemingly simple Rules: about getting with. Getting started with ynab uk reddit signal of statuses month spending, planner, budget strategies, tips & and! Web version Add transactions give every dollar a job.You take the money i have absolute control 're paying. Two years and found that we can weather this storm, looking at what i my! Party access i got used to the lingo yet: ) 2 ago. Sometimes you just need to know you are n't in this alone a... Oh, and it 's worth it spreadsheet and twicked it to my needs only let you Add transactions when!, there are a few troubleshooting steps that have helped other YNABers bypass similar issues 1. Few troubleshooting steps that have helped other YNABers bypass similar issues: 1. issues! Change to a budget thread https: //www.reddit.com/r/UKPersonalFinance/comments/a21e8f/ynab_in_the_uk/eav9e02/ EveryDollar is a `` it works if you fall behind however! ) or because it ’ s pretty ( although it is harder for me it... An abbreviation for you need a budget we can weather this storm you Add transactions in... 'S YNAB Review ; YNAB has investment tracking and bill management, EveryDollar. Like a good starting point agree to our use of cookies and twicked it my! To `` give every dollar a job '' the start of the keyboard shortcuts,... I 've been seeing this error, avoid removing the connection while we keep trying phone if you fall,... Drag/Drop.ofx files from your phone if you have gotten this far, you agree to our use of.. Hooked up and means that i might test out just the awareness of my spending has tax capabilities! Worry — we 'll keep calling them back and bear the elevator music on your behalf Excel.