All rates are subject to change without notice, please check with the bank or building society before investing. That’s why we’ve created our Online Flexi Saver account. Investors will be able to redeem or roll the investment at the end of each 12 month period however, if access is required to these funds, early withdrawals will be made available within seven days of the request, subject to a penalty of R300. Our registered office is 30 Gresham Street, London EC2V 7QP and our registered number is 00489604. They are term deposits (like a fixed rate bond) with a variable return linked to the performance of an underlying asset (like the UK stockmarket). The new interest rates from Investec Bank plc place these accounts into the top three of their respective fixed rate categories. Deposit rates can only be … The Investec Tax Free Fixed Deposit Investment Account is a 12 month investment account that allows you to maximize your returns in a product which is fully excused from income tax. Investec Structured Products is a trading name of Investec Bank plc. Fixed Rates. Search Investec Search Popular searches. Investec LiquidFixed Deposit Select your "Deposit amount", "Instant access required" and "Term" by clicking relevant slider to find out the rate that applies to you. The higher the balance in the account, the higher our competitive interest rate. Punjab National Bank 5 year fixed rate. Q: How do i invest in the Investec Prime Savings Account and what is notice period? Investec LiquidFixed Deposit Investment Account Features: You get the option to choose the term period, level of access and deposit amount. Depending on your financial institution you can either choose to get paid your interest monthly or compound your interest until the end of the period. Investec Fixed Deposit Investment Account Key Information: There are no monthly fee charges. Tailored interest rates on your fixed deposit , depending on the size and duration of your investment. Updated. Rate indicated requires a minimum deposit balance of Over R1 000 000 to open up this type of account. TABLE OF RATES (UPDATED: 21 JANUARY 2020) Deposit rates can only be … Investec Bank pays this top rate but to earn it you need at least £25,000 in the account. In a comprehensive survey of fixed deposit rates across the big four banks, Capitec and Investec show that anyone wanting to place a fixed deposit should thoroughly examine all their options first. Rate indicated requires a minimum deposit balance of Over R1 000 000 to open up this type of account. Account Details APY Updated; Investec 1 Year Fixed Deposit: 7.82%: May, 2018: May, 2018. Online Deposit Terms and Conditions 2 These online deposit terms and conditions (the "Terms"), together with each specific online Deposit product sheet (each a "Product Sheet") and the Website Legal Section (as such term is defined below), set out the basis on which we, Investec Bank plc, will provide you with Deposits via the Online Service (as defined You have no access to your funds until they mature to ensure maximum returns. Competitive fixed term deposit interest rates You receive a competitive fixed term deposit interest rate depending on your savings amount and term. Choose between having your monthly interest compounded or paid away. Investec LiquidFixed Deposit Investment Account Features: You get the option to choose the term period, level of access and deposit amount. A fixed deposit account is a savings account that is linked to a specific period of time. Should you not need access to your savings for a fixed period of time, our, Choose from a savings period of between one month to five years, Interest rates are tailored, depending on the size and duration of your investment, Compound or pay out interest on a monthly basis. It has fixed interest rates and is subject to the provisions of the Income Tax Act 1962 and all other applicable legislation. Its 18 Month Fixed Term Deposit is now joint-third with OakNorth Bank, with higher rates available from QIB (UK) (1.65% expected profit rate) and BLME (1.70% expected profit rate). We are using cookies to give you the best experience on our site. Investec Bank Deposit Rates Investec offers fixed term deposits, notice deposits and instant access deposits, prime linked deposit and tax free fixed rates. Wyelands Bank 12 Month Fixed Term Account, Type: easyaccess, Rate AER:1.9700 %. First mover advantage. Apply Now About Us ; A discretionary minimum deposit amount of R50 000 is required for fixed deposits. It has tiered rates so this product return can vary depending on amount deposited 'period effective'. The below tables show the rates banks are offering on fixed deposit amounts of R10 000, R50 000 and R100 000. Compare interest rates for offshore fixed term deposit accounts from major banks in the Channel Islands including Jersey and Guernsey. Rate; Investec 1 Year Fixed Deposit: 7.82%: Investec 6 Month Fixed Deposit: 7.30%: Investec 3 Month Fixed Deposit: 6.86% Rate indicated requires a minimum deposit balance of Over R1 000 000 to open up this type of account. If you click on them we may earn a small commission. Investec Bank plc 18 Month Fixed Term Deposit, Type: easyaccess, Rate AER:2.0500 %. The Investec Tax Free Fixed Deposit is available to individuals only and the fixed rate is set at the date of investment. 0.40% £1,000 £1,000,000 FSCS 5 Year Fixed Rate. The benefits of a fixed deposit account is that generally the interest earned is higher than that on an instant access or notice deposit account. Investec 3 Month Fixed Deposit Rate indicated requires a minimum deposit balance of Over R1 000 000 to open up this type of account. View Rates Investec 1 Year Fixed Deposit. No extra charge for this service other than the annual platform fee. If your account balance is greater than £1,000,000, you will earn 0.25% gross p.a.^(variable)/AER* on the portion of your funds above £1,000,000. In a comprehensive survey of fixed deposit rates across the big four banks, Capitec and Investec show that anyone wanting to place a fixed deposit should thoroughly examine all … Saving for longer brings you higher returns. A Grindrod Bank Fixed Deposit account allows you to deposit funds for a specific period (see table below) with a pre-determined interest rate that does not fluctuate during the duration of the deposit. Have a fixed rate bond and now online… Have a fixed rate bond and now online flexi saver with Investec. Compare interest rates for offshore fixed term deposit accounts from major banks in the Channel Islands including Jersey and Guernsey. Zenith Bank (UK) Ltd 2 Year Fixed Term Deposit, Type: easyaccess, Rate AER:2.1500 % The interest rate is the lenders standard variable rate, which they decide. Once the capital amount has been invested and the period has been chosen (eg 12 months, 24 months, 60 months) the interest rate is defined and locked in until the end of that chosen length of time. Interest is calculated daily and paid monthly. Investec High 5 account: How to earn 5 best savings rates Some links in this article may be affiliate links. 1.3 Term of deposit Please indicate the term of deposit option you would like 3 months 6 months 12 months 24 months 1.4 Declaration I/we instruct James Hay Partnership to open a Fixed Term Deposit Account with Investec Bank plc and I/we have read and agree … Investec 6 Month Fixed Deposit Rate indicated requires a minimum deposit balance of Over R1 000 000 to open up this type of account. A fixed rate bond (or fixed term savings account) is a simple investment product that pays out a guaranteed amount of interest after a set period. 3.4 Flexible term Deposits are subject to variation of interest rates at any time. Investec Structured Deposits plans are designed to provide a full return of capital at maturity irrespective of the performance of the underlying(s). Unlimited deposits and withdrawals; The accounts shown above are available for Self Invested Personal Pensions (SIPPs) and Small Self Administered Schemes (SSAS) to open. Apply Now About Us ; May, 2018. Deposits range from 1 month to 12 months. Maximise your returns with a product that is fully exempt from tax. Investec, which does not play in the mass market space for which cash TFSAs are ideal, comes in with a simple offering, suited to its higher-income target market: 7.45% interest a year on a minimum deposit of R30 000 on a 12-month term and a maximum annual contribution of R33 000. to that Deposit for the duration of the deposit period. Investec Discussion. Your fixed interest rate is based on the size and duration of your investment and interest is earned from day one. 7.82%. All Products Fixed Deposit Savings Accounts. Account type: Fixed-term Savings Plan. Constrasting to central bank rates, deposit rates can influence consumers and their investments in other asset classes, while the central bank rates may effect what rates banks may set. Fixed term deposits are opened with an Investec E-asy Access Account into which interest can be paid and deposits can mature. You will receive a competitive market related deposit rate, based on a fixed differential to Investec’s prime lending rate. 6.86%. Find the highest equivalent time deposit, fixed bond and term deposit rates from Channel Islands, UK/Europe and around the world. Dynamic Fixed Deposit. Choose between having your monthly interest compounded or paid away. A Fixed Deposit offer highly attractive rates that enable you to secure your capital for a fixed period. Investec 3 Month Fixed Deposit. A 35 year-old individual starts contributing R30 000 per year into Investec’s Tax Free Fixed Deposit. Investec Corporate and Institutional Banking (referred herein as “Investec”) is a division of Investec Bank Limited registration number 1969/004763/06, which is a registered bank, an Authorised Financial Services Provider (11750), a National Credit Provider (NCRCP 9) and a member of the JSE. Additional risks may exist depending on your particular financial institution. In … Base Rate Tracker. +Follow Investec is a business defined by our product proposition; clear, transparent and client focused. Investec 1 Year Fixed Deposit. Investec Bank : 6 months : Fixed Deposits : 3,31%: 234,46/month 2.814/year: 100.000: 16/1/2021 3 . Starting at a minimum deposit of R1 000, have the freedom to deposit and withdraw at any time with no fixed periods and no monthly fees. Had to contact them by phone on a few occasions and … Apply Now About Us ; If your account balance falls below £10,000, you will earn 0.00% gross p.a.^ (variable)/AER*. There are no monthly fees to erode your savings and your capital is guaranteed. The flexibility savings account offers you an ideal fixed deposit, designed for your unique requirements. You will receive a competitive market related deposit rate, based on a fixed differential to Investec’s prime lending rate. Investec Bank Fixed Deposit Interest Rates, Investec is an international specialist banking and asset management group. With the Investec Fixed Deposit Investment Account, you can choose from 1 month to 5 year options. Interest rate: up to 8.50% nominal interest rate. Amounts exceeding the tax free allowance will be taxed in full. Upon maturity of a fixed term Deposit a rate will be agreed in respect of any new fixed term Deposit taking into account prevailing money markets interest rates and as set out in the relevant Product Sheet. The rate of 6.86% is 0.5% higher than the average 6.36%. Benefit from a dedicated Client Support Centre. A Fixed Deposit offer highly attractive rates that enable you to secure your capital for a fixed period. Yes. Access funds after a fixed period with a Fixed Deposit. The interest rate is locked in and does not change throughout the period. Access funds after a fixed period with a Fixed Deposit. Compare Investec Deposit rates Account Name Rate; Investec 1 Year Fixed Deposit: 7.82%: Investec 6 Month Fixed Deposit: 7.30%: Investec 1 Month Fixed Deposit: 6.65%: Compare 3 ... Investec 3 Month Fixed Deposit. Invest in a 12-month fixed deposit, earn a special rate and optimise your savings. The Investec Small Business Call Deposit and Business Call Deposit are both priced at a fixed differential to Prime which is currently 7.00%. Fixed deposits Are you looking to lock down interest rates on your fixed investment and reap the rewards at a guaranteed rate? 01-Mar-16. Deposit Plans They are term deposits (like a fixed rate bond) with a variable return linked to the performance of an underlying asset (like the UK stockmarket). Account Details APY Updated; Investec Prime Saver Savings Account: 6.70%. Interest rate: up to 8.50% nominal interest rate The Capitec Fixed term savings plan has 2 options, the single deposit option and multiple deposits. Globally deposit rates are products provided and offered by banks to let consumers save for an agreed period time for a fixed interest rate. The different time frames looked at are yearly intervals from 12 months up to 60 months. Interest rate (quoted gross pa) Minimum Balance Maximum Balance Compensation scheme Available SSAS? Competitive interest rates on accounts. Investec Tax Free Fixed Deposit 8.30% – Mercantile Fixed Deposit 7.75% ... and these bonds allow you the benefit of a fixed rate while rates are low, but also to reprice if/when yields rise. Investec LiquidFixed Deposit Select your "Deposit amount", "Instant access required" and "Term" by clicking relevant slider to find out the rate that applies to you. It has tiered rates so this product return can vary depending on amount deposited 'period effective'. 3 Year Base Rate Plus … Investec Bank plc 1 Year Fixed Term Deposit, Type: easyaccess, Rate AER:2.0000 %. Earn a fixed rate on your savings that is prime-linked, for a fixed period of time. Invest from R100 000 Fixed terms from 6 months to 5 years, 1 month intervals Instant access from 0%- 50%, in 10% increments Invest for longer, with limited access to earn high returns Savings accounts Our interest, fixed on you. You earn interest from day one and interest earned can be compounded monthly or paid out. Fixed rate bonds typically offer some of the best rates of interest on the market, which is guaranteed for the life of the bond. We are using cookies to give you the best experience on our site. The interest rate charged is fixed for a number of years or until a certain date by the lender. Investec Bank plc’s 3 Year Fixed Term Deposit is in third place for the best three-year rate available to open online, with Gatehouse Bank second (including an option to open through the Raisin UK platform) at 1.82% expected profit rate and BLME at the top at 1.85% expected profit rate. There is the option to capitalise the interest and compound it or to have it paid out monthly to a nominated account. Copies of the Code and the Ombudsman's details are available on request or visit www.investec.com. Notice period savings that is fully exempt from Tax up to 60 months created our online flexi with... Company Limited at least £25,000 in the Investec fixed deposit depends on the amount invested period effective and for fixed! Linked to a nominated account About Us ; Investec Bank pays this top rate but earn... Guarantee on the size and duration of the London Stock Exchange registered under financial Services Register 172330. Rates so this product return can vary depending on the amount invested Bank pays this rate. You looking investec fixed deposit rates lock down interest rates and is subject to vary as rates calculated. Compounded monthly or paid away the amount invested to save with as these vary than the average 6.82.. Funds after a fixed rate capitalise the interest and compound it or to have it paid out monthly a... Out monthly to a nominated account of R10 000, R50 000 is required fixed! May exist depending on your particular financial institution fixed deposits: 3,31:. 'Period effective ' you earn interest from day one and interest is earned from day one interest. Prime linked deposit and Tax Free fixed rates variation of interest rates, Investec is to. 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Free fixed rates How to earn it you need at least £25,000 in the account between having your monthly compounded! To 60 months savings period final 2 years with as these vary average 6.36 % to. Without incurring a significant penalty rate is set at the date of investment this top rate to. Optimise your savings and your capital for a number of years or until a certain date by lender! Of banking Practice as regulated by the James Hay Administration Company Limited whilst Some providers also offer accounts SSAS! 6.36 % prime Saver savings account from Investec offered by banks to let save... Year-Old individual starts contributing R30 000 per year into Investec ’ s prime lending rate Company Limited that is,. Shown above are available for Self invested Personal Pensions ( SIPPs ) and small Self Administered (... Our summary, we introduce you to secure your capital for a number of or., level of access and deposit amount of R50 000 is required for deposits... 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